Welcome letter and acknowledgement, syllabus, outline, road map, and resource links

Comparative Payments Systems provides concise, entry-level information about electronic payments systems, channels: ACH Network, Check Processing, Wire Transfer Payments, Card Payments, and Real-Time Payments. The interactive learning module provides the principle participants within each payment system and the functions of each. The laws, regulations, and rules that govern each payment channel are specified. The module draws comparisons between the payment systems to provide examples of the complexities and the benefits of each form of payment. Quizzes and study tips supplement the learning process. The course provides a simple and clear understanding of the foundations for each payment channel.

With frequent changes to the ACH Rules, it becomes increasingly difficult to safely maneuver through the ever-changing electronic payments industry. Navigating the ACH Rules Book is designed to clarify the complex nature of the ACH Rules Book, the ACH Rules Online and their organization.

To assist payments professionals in understanding the various types of Entries supported in the ACH Network, the Nacha Operating Rules compliance related to Standard Entry Class Codes, authorization requirements, Entries used for specific purposes, specifications, and participant education. 80 minutes

Core competency and a firm understanding of ACH receiving operations by front-line and operations staff is more critical now than ever given that RDFI operations continue to undergo dramatic changes due to the rapid adoption of new payment options by consumers and businesses alike. This On Demand course discusses fundamental ACH receiving skills with insights and broad perspectives you just can't receive from reading a book! Topics to be reviewed include: Roles and responsibilities of ACH Network participants, Key ACH rules references as they pertain to ACH receiving activities, Types of ACH entries found on daily ACH reports, Learning how to spot key information provided within each ACH entry, and how a standard entry class code can help you troubleshoot and resolve issues.

Exception item processing is one of the largest potential areas of loss for financial institutions. Understanding exception item processing under the ACH Rules is critical to your institution. This course provides an overview of RDFI responsibilities like excused delay, stop payment orders, Written Statement of Unauthorized Debit forms, reversals, recalls, and rejects. We also examine the difference between administrative returns and extended returns, including the applicable time frames, responsibilities, warranties, risks, and limitations. Access this course to gain an in-depth understanding of return time frames beyond standard two-day returns and the documents required for extended returns. Estimated time for completion is 140 minutes. This equates to 2.8 AAP and APRP CECs.

During an ACH career, chances are great that you will find yourself deliberating what to do with an ACH exception and wondering what happens after a Return. This course clarifies the responsibilities of each Participating DFI and identifies responses to Return Entries, Dishonored Return Entries, Contested or corrected dishonored Return Entries, and ACH Operator Rejects. Because the Return process does not resolve every dispute between ODFI and RDFI, the course also discusses some manual resolution choices available. This interactive micro-session is approximately 20 minutes in length and worth 0.40 AAP and .040 APRP continuing education credits.

A practical, end-to-end course for ODFIs responsible for ACH origination. Learn how policy, underwriting, monitoring, Direct Access oversight, and offboarding decisions connect—and where risk shows up when they don’t.

This course is designed with ePayResources ACH Certification candidates and AAP candidates in mind. Specifically for you, we distilled the Risk Management test category to the essentials. We threw in a great discussion of risk mitigation techniques like an ACH Rule Compliance Audit and ACH Risk Assessment.

This course is designed to provide registrants with the knowledge to successfully navigate the Nacha approved File format; support ACH conversion activities; trouble-shoot rejected Files and Entries; and to monitor on-going technical compliance.