Micro-Entries: What They Are & What They’re Not

This brief course introduces Micro-Entries as defined by the Nacha Operating Rules and explains their proper formatting, compliance obligations, and appropriate use cases. Learners will explore how Micro-Entries support account validation—without confirming account ownership—and the importance of fraud detection and authorization requirements, especially for debit Entries. This self-paced session is designed to be completed in under 20 minutes.